Loan Services

Consumer Loans

Use Farmers State Bank’s consumer loans for anything from purchasing a car to consolidating your debt. Contact one of our qualified loan officers to review your financing needs and you will get a quick response to your loan request.

Real Estate Loans

We offer all types of real estate loans, including:
  • Real Estate Loans for first-time home buyers
  • Purchase Loans
  • Refinance
  • WHEDA
  • Guaranteed Rural Development

Call one of our loan officers to get rates, fees and terms for your loan. No matter what your needs are, we will take the time to determine the best options for you.

Commercial Loans

Farmers State Bank is committed to promoting the growth of our local businesses. Our commercial lenders have the experience to provide you with financial expertise your company can rely on. We are here to assist you with all of your business financing needs whether it is to start a new business or expand your existing one.

Agricultural Loans

Visit any of our agricultural experts to check on rates, fees and terms for financing your farm real estate, farm personal property, or crop loans.


Online Banking Login

Find ATMs Online

Phone Banking System
Telephone access to your account information anytime, anywhere!
(608) 489-2424 or
(608) 625-2999
Financial Education Center

At Farmers State Bank the financial health of our customers is important to us. Try this short interactive experience to learn more about managing your finances.
Click anywhere on this box.

 Sallie Mae's Smart Option
Student Loan

For college expenses not covered by scholarships and federal loans, Farmers State Bank has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.