Consumer Loans
Use Farmers State Bank’s consumer loans for anything from purchasing a car to consolidating your debt. Contact one of our qualified loan officers to review your financing needs and you will get a quick response to your loan request.
Auto Loans
Financing a new vehicle requires as much consideration as choosing which make and model to buy; using a fact-finding approach. To find the best financing, the most flexibility and plan that is tailor-made for your needs, consult our financial specialists.
Real Estate Loans
We offer all types of real estate loans, including:
- Real Estate Loans for first-time home buyers
- Purchase Loans
- Refinance
- WHEDA
- Guaranteed Rural Development
- Home Equity Lines of Credit
Call one of our loan officers to get rates, fees and terms for your loan. No matter what your needs are, we will take the time to determine the best options for you.
Refinancing That Works For You
Up to $750 Credit Off Closing Costs to Refinance Your Home!*
Mortgage rates have recently dropped dramatically. Now is the time to refinance! If you’ve been waiting for the right opportunity, now may be the perfect moment to explore your refinancing options.
Call one of our loan officers to start your refinance!
*Available for refinances only. Subject to credit approval. Limited to primary and secondary mortgages, investment properties and Home Equity Lines of Credit are not eligible. Not to be combined with other offers or discounts. The $750.00 closing cost credit cannot exceed the actual amount of closing costs, prepaid interest and escrow reserves. The credit will be applied at the time of the loan closing and will be reflected on the Final Closing Disclosures. Offer may be withdrawn at any time without any notice. Valid through 10/31/2026. One Community Bank NMLS#410689
Student Loans
For college expenses not covered by scholarships and federal loans, Farmers State Bank has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.
Commercial Loans
Farmers State Bank is committed to promoting the growth of our local businesses. Our commercial lenders have the experience to provide you with financial expertise your company can rely on. We are here to assist you with all of your business financing needs whether it is to start a new business or expand your existing one.
Agricultural Loans
Visit any of our agricultural experts to check on rates, fees and terms for financing your farm real estate, farm personal property, or crop loans.
