Savings Accounts

Passbook Savings Account

  • Minimum deposit of $10 to open
  • $10 minimum balance to earn interest
  • Interest compounded and credited to account quarterly
  • Transfers to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month

Certificates of Deposit (CD)

  • Call or stop in at any branch for a list of current rates
  • Automatically renewable
  • Early withdrawal penalty may be imposed

IRA Savings Account

  • An Individual Retirement Account can provide a strong foundation to help you build toward your financial future.  Let Farmers State Bank help you with your IRA rollovers and transfers too!
  • Interest compounded and credited to account quarterly
  • Closing fee of $25 will be charged for closing this account

HSA Savings Account

  • Tax-exempt account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependants.
  • Interest compounded and credited to account quarterly

Holiday Savings Account

  • Minimum deposit of $10 to open
  • $10 minimum balance to earn interest
  • Earns variable interest credited to account on September 30th.
  • No transfers or withdrawals can be made from this account. In an emergency situation, we will permit withdrawal of the entire balance and the account will be terminated for the current year. In this case, no interest will be credited to the account.

Online Banking Login

Find ATMs Online

Phone Banking System
Telephone access to your account information anytime, anywhere!
(608) 489-2424 or
(608) 625-2999
Financial Education Center

At Farmers State Bank the financial health of our customers is important to us. Try this short interactive experience to learn more about managing your finances.
Click anywhere on this box.

 Sallie Mae's Smart Option
Student Loan

For college expenses not covered by scholarships and federal loans, Farmers State Bank has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.