Privacy

One Community Bank Privacy Notice

One Community Bank respects the privacy of our clients and is committed to protecting your personal information in accordance with the terms of this Privacy Notice.

Download a copy of our privacy statement here.

FACTS WHAT DOES ONE COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice to carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons One Community Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does One Community Bank share? Can you limit this sharing?

For our everyday business purposes-

such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus

Yes No

For our marketing purposes –

to offer our products and services to you

Yes Yes
For joint marketing with other financial companies No We don’t share

For our affiliates’ everyday business purposes-

information about your transactions and experiences

No We don’t share

For our affiliates’ everyday business purposes-

information about your creditworthiness

No We don’t share
For our affiliates to market to you No We don’t share
For our nonaffiliates to market to you No We don’t share
Questions? Call 608-838-3141 or go to www.onecommunity.bank
To limit our sharing
  • Call us at 608-838-3141
  • Visit us online at www.onecommunity.bank

Please note that if you are a new client, we can begin sharing your information (30) days from the date we sent this notice. When you are no longer our client, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Who we are
Who is providing this notice? One Community Bank
What we do

How does One Community Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does One Community Bank collect my personal information?

We collect your personal information, for example, when you:

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or
other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your
    creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • One Community Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • One Community Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • One Community Bank does not jointly market.
Other important information
This policy may be adjusted from time to time as the law and regulations change and the Bank will inform you when and if this information changes.